PERSONAL DEBTS.........

Financial problems can cause a vast amount of emotional stress, it can put a strain on families and it has even been cited as the reason for many relationship breakdowns.


Many people are ashamed of debt, they hide their problems from their loved ones in the hope that it will somehow vanish; burying their head in the sand is only a short term solution. It is difficult to hide from your family when bailiffs are knocking at the door! Tackling debts head on is the only way to deal with them and as the old saying goes “a problem shared is a problem solved”!

The first step is to do a good old fashioned budget, write down all the household incomings and outgoings (not including debts) and see where cuts can be made, the amount you can afford to pay to your creditors is the figure left when you deduct your outgoings from your income.

Pure Financial Management understand that it can be quite daunting to attempt to try and negotiate with your creditors, if I am honest most creditors do prefer to deal with a third party as this proves that you are serious about clearing your debts. Pure Financial Management specialise in offering a debt consolidation plan, not dissimilar to a debt management plan but it has a term and once your term is ended you are debt free!

Pure Financial Management understands that everyone’s situation is different; our account managers are specially trained to find a solution that is right for you. You can apply online or over the phone. We also appreciate that many of our clients work and are busy therefore we offer an email support.

If you would like more information or for an informal chat please do not hesitate to contact Pure Financial Management on 0800 4 96 95 94

CONSOLIDATION LOANS....ARE THEY YOUR BEST OPTION?

There are so many people scouring the internet as I write this deperatley searching for a consolidation loan. They are struggling with existing credit agreements and believe that having one monthly would solve all of their problems. In their search they are targeted by unethical loan broker companies who charge extortionate fees (normally £69.50) to offer a guarantor loan OR debt counselling!


What they don’t realise is that getting a loan in this day in age (even with a good credit rating) is almost impossible. So if they can’t get a consolidation loan......what can they do?


The answer to this is simple; they can arrange a debt consolidation plan. This a fantastic way to utilise monies already borrowed to their own advantage. All of their unsecured debts (including payday loans, loans, credit cards, store cards, catalogues etc) are added together (like a consolidation loan), you pay Pure Financial Management one affordable monthly payment and they distribute it between your creditors. This means that all the harassing phone calls stop, the nasty letters cease and you are free to regain financial freedom!

Once Pure Financial Management have received up-to-date balances from their creditors they will give an exact term for the plan. This will be the time that it will take to become debt free!

If you would like to have an informal discussion, or a quotation please give them a call on freephone

0800 4 96 95 94 or EMAIL