JARGON BUSTING.......WALKING POSSESSION AGREEMENT

If a bailiff enters a property using peaceful entry he will normally list goods and these form a Walking Possession Agreement, the goods that have been noted now legally belong to the bailiff and can be removed at any time. The bailiff will allow these goods to remain in the property and you can continue to have use of these providing that you keep to your side of the agreement i.e. you make the agreed payments.

On some occasions a bailiff may list items that he has seen through the window or letterbox, this does not constitute a valid Walking Possession Agreement and under no circumstances if you have had one of these pushed through your door to sign should you! If a bailiff is allowed entry then it is worth remembering that once they have gained peaceful entry (let in, though an unlocked door / window) then they can come back at any point and gain entry without your knowledge / agreement.

As a rule goods sold at public auction will normally sell for around 10% of their original value. This means if you owe £100 – then the bailiff will probably try to seize goods to the value of at least £10,000.

A bailiff must only seize goods that belong to the debtor. In practice the majority of bailiffs will attempt to seize any goods to the value of the debt – it would then be up to the individual who owns the property to prove ownership afterwards.

If you have any problems with bailiffs or debts then please do not hesitate to contact me for an informal chat.

0800 4 96 95 94 or EMAIL

NORMAL SERVICE RESUMED !!

Sorry for the lack of blogs recently! We have been so busy at the office. We have a couple of new and exciting things that are now up and running under the umbrella of Tenable Solutions Limited. We now have:-

Pure Financial Management
This is a debt management company to help individuals who may be struggling to pay their credit cards, loans etc. The demand for this kind of service has increased dramatically as everyone is now feeling the pinch with the economic climate.

It also appears that Pure Debt Solutions are no more; we are being inundated with calls from worried customers. If you are a customer of theirs and are reading this – give us a call! We can help!

Tenable Business Support Service
This is such an exciting and unique concept and this has been launched officially this week. In a nutshell it is an support service for businesses of any kind. It doesn’t matter whether you are a Sole-Trader or large Limited Company – we can help! It is affordable (£25pm) and the advice and support you will receive will be invaluable. Once you join you will be assigned your own Personal Account Manager who will be on hand during office hours, in the evening and on weekends too. For more information log onto http://www.tenable-business-support.co.uk/

Of course Tenable Solutions Limited is still available to help companies who are in trouble currently. This may be with issues such as CCJ’s, bailiffs, Winding-Up Petitions etc.

If you feel you would benefit from an informal chat regarding any issue covered then please do not hesitate to get in touch

0800 4 96 95 94 or EMAIL

BAILIFFS.......

If you have a bailiff at your door whether it be for personal reasons or business it can be very daunting and you may feel intimidated and embarrased. There are things that you can do and there is always a way round this!

If you need FREE advice on bailiffs and the law or any other matter relating to business or personal debt then contact me. I offer friendly, impartial advice in a language that you will understand.

0800 4 96 95 94 or EMAIL