A member of Tenable Business Support Service called today about a problem with a debt collection company. They faxed me over this letter that they had recieved - quite frankly my 4 year old daughter could have been more creative in producing the letterhead! It had clearly just been produced using Clip Art in Microsoft Word.
The letter was very threatening - using lots of legal jargon, the content to someone not in the know looked quite plausible BUT one major floor - threatening to tell other customers of the debt! Now this is against the law!
Now my advice to the client was to call The Office of Fair Trading immediately as the letter does not state a Consumer Credit License number. This in itself is an offence BUT the company in question does not even hold one!
So........if you ever recieve a letter from a debt collection company and want to know whether they are legit - log onto the OFT website here to check.
If you would like to have an informal discussion about this post or anything else relating to business or debt please do not hesitate to contact me.
0800 4 96 95 94 or EMAIL
1 comment:
Great advice and useful link :)
Other tips would be to a) credit check a debt colleciton agency b) be wary of paying in advance unless just for legal fees c) have debtor payments made to you rather than the DCA.
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